Frequently Asked Questions
Political upheaval can wreck your investments overnight. We know you've got questions about how we protect your capital. Here's the straight answer to what keeps our clients sleeping at night.
We cover the messy stuff governments do. Expropriation. Currency controls. Violent unrest that shuts down operations. Contract repudiation by state actors. We're not insuring your business—we're insuring your money against political decisions that kill deals. Think of us as your bodyguard when countries decide to change the rules mid-game.
Price depends on what you're protecting and where. A $5 million investment in Eastern Europe costs differently than one in Southeast Asia. We don't do one-size-fits-all pricing. Call us. We'll quote based on your specific exposure, time horizon, and coverage scope. Most clients pay between 0.8% and 3.5% annually.
We operate across Europe, Asia, Africa, and Latin America. That's 94 countries as of this year. Some regions carry higher premiums because, frankly, the political risk is steeper. We can handle emerging markets and developed nations alike. Have a specific country in mind? Ask. We probably work there.
Fast. Most hedges activate within 14 days from signed agreement. We need your investment details, ownership structure, and exposure breakdown. That's it. No endless paperwork. No committee approvals dragging on. We move quick because when you're vulnerable, you're vulnerable today, not next month.
You file a claim. We investigate within 21 days. If it's covered—and most legitimate political events are—we pay. We don't haggle over technicalities. Real expropriation happened? We compensate you. Currency crisis froze your assets? We cover the loss. Our claims process is built for speed, not delays.
Yes. We don't cover war, terrorism, or acts you could've predicted. We won't cover investments you already knew were dodgy. Fraud on your part? That's out. Currency fluctuation from normal market movement isn't covered—only government-imposed controls. Read the policy. Ask us about gray areas. We're direct about what's in and what's out.
Call +40 475 312 555 or email [email protected]. We're in Brașov, Constanța—Romania. You'll reach an actual person, not a bot. Tell us about your exposure. We'll schedule a call or meeting. Simple. Our team responds same-day to serious inquiries.
Yes. Existing exposure gets covered retroactively, though premiums adjust accordingly. You can't hedge something that's already exploded, but if your money's deployed and at risk, we can protect it going forward. This happens all the time. Businesses suddenly realize their Central Asian operation needs protection. We step in.